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Terms of Service
Last Updated: September 10, 2025
1. Acceptance of Terms
Welcome to AutoCoverageAccess.com. By accessing, browsing, or using this website (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms") and to comply with all applicable laws and regulations. If you do not agree to these Terms, you are not authorized to use this Site.
2. Description of Service
AutoCoverageAccess.com is an independent informational resource. We provide articles, guides, and tools designed to help users understand auto insurance and related topics. The Site functions as a neutral informational intermediary and is not an insurance provider, agent, or broker. We do not endorse or recommend any specific insurance companies or products. Any rate information or comparisons are provided for educational and illustrative purposes only and do not constitute a formal offer of insurance.
3. User Obligations and Conduct
You agree to use the Site only for lawful purposes. You must be at least 18 years of age to use our services. You agree not to:
- Use the Site in any way that could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of it.
- Attempt to gain unauthorized access to any Site systems or networks.
- Use any automated means, such as scrapers or robots, to access, query, or otherwise collect information from the Site.
- Submit false or misleading information through any forms or interactive features on the Site.
4. Intellectual Property Rights
All content, features, and functionality on this Site, including but not limited to text, graphics, logos, icons, images, and the arrangement thereof, are the exclusive property of AutoCoverageAccess.com or its licensors and are protected by international copyright, trademark, and other intellectual property laws. You are granted a limited license to access the material for your personal, non-commercial use only.
5. Disclaimer of Warranties
THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. AUTOCLASSCOVERAGE.COM DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTY THAT THE SITE'S CONTENT IS ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE, OR THAT THE SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION.
6. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL AUTOCLASSCOVERAGE.COM, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, OR EMPLOYEES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SITE OR ANY CONTENT ON THE SITE. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE SITE IS TO STOP USING THE SITE.
7. Third-Party Websites
This Site may contain links to websites operated by third parties. These links are provided for your convenience only. We do not control such websites and are not responsible for their content, privacy policies, or practices. The inclusion of links does not imply any endorsement of the material on such websites.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without giving effect to any principles of conflicts of law. You agree that any legal action or proceeding arising out of these Terms will be brought exclusively in the federal or state courts located in San Dimas, California.
9. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. The "Last Updated" date at the top of this page will indicate the latest revision. By continuing to access or use our Site after any revisions become effective, you agree to be bound by the revised terms.